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Insights

Eddie Zavala | Apr 17, 2026

Bad Money Habits: How They Vary by Generation & How to Break Them for Good

Investments
Finance
Savings
Lifestyle
What was the last money mistake you made? If you’re like most folks, you’ve made at least one upsetting money mistake in the past year — and you’d like to do
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Eddie Zavala | Apr 16, 2026

How to Overcome 3 Unconscious Biases That Can Keep Your Financial Goals Out of Reach

Investments
Finance
Lifestyle

In a perfect world, every money decision we make would be totally rational.

We’d consider all of the facts. Then, we’d balance them with the risks to make the

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Eddie Zavala | Apr 15, 2026

Retirement nearing? Do these 5 things first.

Retirement
Family
Savings
Lifestyle
Tax Planning
What’s your ideal retirement? Traveling? Practicing your favorite hobbies? Caring for loved ones? Whatever you envision, creating a plan of action can feel
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Eddie Zavala | Apr 13, 2026

5 Signs You’re Headed for a “Cushy” Retirement

Retirement
How much do you need to retire wealthy? Believe it or not, there’s no set number for anyone. Lifestyle and the quality of your retirement plan are certainly
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Eddie Zavala | Apr 12, 2026

Mastering Stormy Waters: Smart Strategies for Healthcare Costs in Retirement

Finance
Lifestyle
Retirement
Health
With healthcare costs often resembling an unpredictable market, and long-term care expenses looming, the post-work years require careful financial planning
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Eddie Zavala | Apr 11, 2026

Longevity in Retirement & What You Should Know

Investments
Retirement
Finance
Savings

How many years will your retirement last?

What are the chances you’ll live past 90?

Most of us answer those questions wrong because we don’t have strong longevity

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Eddie Zavala | Apr 10, 2026

Your Role & Responsibilities as an Agent in a Power of Attorney (POA)

Investments
Finance
Tax Planning
Insurance
Estate Planning
A power of attorney (POA) can grant you certain authority and specific responsibilities. While the extent and limitations of POAs can vary based on many factors
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Eddie Zavala | Apr 9, 2026

What $100 Invested in 1928 Would Be Worth Today

Investments
Finance
Savings
Retirement
Risk Management

Many people think the biggest risk with money is losing it. A bad investment. A market crash. A bet that doesn't pay off.

But what if the most expensive

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Eddie Zavala | Apr 8, 2026

Practical Tips: How to Avoid These 4 Estate Planning Missteps

Finance
Lifestyle
Estate Planning

First, let’s start by uncovering the most common mistake in estate planning…

Surprisingly, this frequently made mistake might already be on your doorstep. A

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Eddie Zavala | Apr 7, 2026

A Guide to Pensions & Retirement Benefits

Retirement
Investments
Tax Planning

How much do you really know about retirement benefits?

If you’re like most Americans, it’s not that much. In fact, most of us have fairly poor “retirement

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Eddie Zavala | Apr 6, 2026

3 Investment Factors that Don’t Drive Long-term Returns

Investments

As a long-term investor, you’re always thinking about what factors drive your investment returns. Unfortunately, many investors focus on things that cause short

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Eddie Zavala | Apr 5, 2026

How to Beat Investing FOMO: The Power of Patient Wealth Building

Investments
Finance

Can you relate to any of the following?

  • “I should have bought that stock before the company went public!”
  • “What a shame — I wish I had invested in that new tech
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Mariner is a brand utilized by Mariner Independent Advisor Network (“MIAN”), an SEC registered investment adviser. Investment advisory services are offered through Investment Adviser Representatives (“IAR”) registered with MIAN. The IAR associated with MIAN maintains a separate business entity, Ascend Integrated Wealth, through which they market their services. The separate business entity is not owned, controlled by, or affiliated with MIAN and is not registered with the SEC. MIAN does not provide legal or tax advice. Please refer to the links below for additional information. Legal/Disclosure | MIAN Privacy Policy | MIAN Form CRS | Form ADV Part 2A | Form ADV Part 2B

This website is provided for general informational and educational purposes only. Any views expressed do not consider any specific individualized financial, legal, or tax considerations. As such, the information contained herein is not intended to be personalized advice, an individualized recommendation, or solicitation to buy or sell any security or engage in a particular investment or financial-related strategy. Nothing herein should be relied upon as such, and there is no guarantee that any opinion or forward-looking statement will come to pass. The information is obtained from what are considered reliable sources, but we do not guarantee the accuracy, completeness, or reliability of the information. Any examples provided are for illustrative purposes and are not intended to be reflective of results you can expect to achieve. Any opinions expressed are subject to change without notice in reaction to shifting markets and other conditions and should not be viewed as an indicator of future performance.

There is no assurance that any plan or investment strategy will be successful. Investing involves risk, including the possible loss of principal, and past performance does not guarantee future results. Please consult with your financial adviser before making any financial or investment-related decision. 

 Registration as an investment adviser does not imply a certain level of skill or training. Not all services mentioned herein may be offered by MIAN; affiliates or others may provide some services, which may be subject to additional fees.

For additional information about the IAR or MIAN, including fees and services, please contact the advisor or refer to the Investment Adviser Public Disclosure website (www.adviserinfo.sec.gov). Please read the disclosure statement carefully before you invest or send money.

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